Personal Finance Archives - FTA Wealth Management

October 2, 20250Comments

Creating An Emergency Fund

Book a Free ConsultationCreating An Emergency FundUpdated June 25, 2023 by Admin_FTAAn emergency fund is your financial safety net for unexpected events like job loss, medical bills, or car repairs.

by admin_fta

Personal Finance

September 26, 20250Comments

Why is so important to do nominate in Life insurance policy and EPF ?

Most assets in Malaysia get frozen until the court issues probate, which can take months or years. But EPF and life insurance are different—your loved ones can receive the money in just 2–3 weeks. The key? Make a nomination. Without it, your family may face delays, disputes, or debt issues.

by admin_fta

Personal Finance

September 26, 20250Comments

What Is Financial Planning Pyramid

The financial planning pyramid shows how to build financial security: start with protection at the base, grow through accumulation, and complete with distribution. Skipping protection or distribution can cause financial setbacks, even if you focus on investments.

by admin_fta

Personal Finance

September 26, 20250Comments

Who Will Need Trust ?

A trust isn’t just for the wealthy. It’s a simple way to protect your assets, skip probate, and ensure your loved ones—especially children—are cared for exactly as you wish.

by admin_fta

Personal Finance

September 26, 20250Comments

What is Trust, and how its work differently with will

A will states how your assets are distributed after death, but it goes through probate and you can only have one. A trust lets you set aside assets for loved ones, works during your lifetime, and avoids the long probate process. Without a will, assets follow the Distribution Act, often delaying and complicating matters for your family.

by admin_fta

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